*Ingredients :

°1 package (1 ounce) taco seasoning mix
°1 (16 ounces) refried beans
°1 pack (8 ounces) cream cheese
°1 container (16 ounces) sour cream
°1 jar of salsa (16 ounces)
°1 large tomato, chopped
°1 green bell pepper, chopped
°1 bunch  green onions
°1 small head lettuce,
°1 can (6 ounces) sliced ​​black olives, drained
°2 cups grated cheddar cheese


In  bowl, mix taco season mix / refried beans. Spread the mixture on a large serving platter.
Combine sour cream and cream cheese in medium bowl. Spread over the refried beans.
Top layers with salsa. Place a layer of tomatoes, green peppers, green onions and lettuce over the salsa and top with cheddar cheese. Garnish with black olives.
In  bowl, blending taco seasoning mix also refried beans. Spreading ix onto  serving platter.
Mixing sour cream also cream cheese in a medium bowl. Spread on refried beans.
Toping layers with salsa.Put a layer of tomato, green  pepper, green onions and lettuce on the sauce and top with cheddar cheese.

Enjoy !